© 2000 Duxbury & Ray Insurance Agency, Inc.



Your home isn't just the structure you see from the road. Inside those doors are possessions and valuable items that make that structure your home, and those items need protection as well. And, homeowners insurance doesn't just apply to those who own a house. If you own a condominium or rent an apartment, you can buy insurance that is specifically designed for your circumstances.

Do I have enough insurance coverage on my home to protect me even if it burns to the ground? What happens if there’s a flood? You know there’s a lot of talk today about mold. Does my homeowners insurance policy cover that? Why not let our experienced staff answer your questions? We’re here to help, just call or email one of our staff with your property insurance questions.
For most of us our house is our biggest investment. Are you sure that you are covered for the current costs of rebuilding should you suffer a total loss? Please let us give you a no obligation review of your current homeowners insurance policy. We will ensure that you are getting the proper insurance coverage at the most affordable rates. Call today at :
(401) 232-3600
Optional Insurance Coverage: Typical Insurance Risks:
Guaranteed Replacement Cost
Replacement Cost Contents
Special Form Coverage
Scheduled Jewelry
Increased Other Structures
Extended Premises Liability
Identity Theft
Earthquake
Flood Insurance
Umbrella Coverage
Primary Homeowners
Multi-Family
Vacant Homes
Seasonal Homes
Renters Insurance
Rental Property Coverage
Condominiums
Coastal Homes
Dwelling Fire Insurance
Mobile Homes